Meet Margaret...

  • Margaret Ntifo is an avid investor. A Wealth and Prosperity Mentor who's passionate about helping women take control of their own destiny. Having learned the hard way to get out of debt and create abundance in her life, Margaret now controls and manages her own million-plus investment portfolio, helping many others emulate her success. She is a sought after speaker, a writer and creator of the MWP System.

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Home Equity Myth

By Margaret Ntifo

At_the_arch If you are like most people your home will be the single biggest investment you make in your lifetime. Many people have been led to believe that their home equity is their largest asset, which may or may not be true, depending on a number of circumstances.

Your home equity is the value of your ownership position in your home. You can quantify your home equity by subtracting any outstanding mortgages from the market value of your property. The difference is the value of your stake in your home, your home equity.

Bearing in mind how significant your home equity is, what then is the most advantageous way to wisely manage this equity during your entire ownership?

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The Only Way Is Up

By Margaret Ntifo

Img4 Which direction is the Stock market moving? Up or down?

The best advice anyone can give you is to ‘find your own simple strategy for investing in the Stockmarket, and ideally one that works for you’. Understand what you are trying to achieve and continually build on what you already know.

Your investment strategy should support the organization of your individual resources in terms of the money you have available to invest and how much time you have on your hands. Start slowly and focus on building up your confidence. With some thought you will be able to establish a place for your money where it can grow without you checking on it constantly.

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The Pay Cheque Myth

By Margaret Ntifo

Overlooking_rioThere is a simple reason why most people are not wealthy today!

They are looking for the wealth in the wrong places.

The pay cheque!

Sadly, a large percentage of today’s workforce devote their best efforts at labouring patiently at their jobs in the mistaken hope that wealth will come to them as a by-product in the process. They succeed at becoming skilful at their jobs, which is what they set out to do in the first place. But then they wonder why they continue to live hand-to-mouth. Wealth, however, cannot be found in a monthly pay cheque or salary.

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Quote for the Day...

No one would remember the Good Samaritan if he'd only had good intentions - he had money, too.

Margaret Thatcher

Help Dealing With Debt

I found myself helping one of my tenants today. Apparently, she was up to her neck in unmanageable debts and had resorted to paying her rent late since February this year. The first time it happened she was polite enough to call and ask if she could pay her rent two weeks late, which she did. The following month the rent simply wasn’t paid until I got in touch with her. Then she took to avoiding my calls until she finally broke down recently and confessed that she was facing some ‘money problems’, as she put it.

Given that she sounded very sincere and has been a good tenant for the past nine months, I offered to go and see her the following week to see if I could help at all.

Having mostly dealt with people who had enough disposable income to invest, I must admit I did wonder how effective I would really be with the other side of the coin.

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Quote for the Day...

What’s the point in having a train timetable if the train is going to be late?

If you didn’t have the train timetable you wouldn’t know the train is going to be late.

A Note from The Universe...

Rearviewwomanoncoast Just wanted to share this message from 'The Universe' today.

"Don't be afraid.
You needn't slay the beast nor scale the entire mountain. That's not how it's done.
You only need to move through today.
Think of the distance you've already covered.
Focus on your strengths.
Let each new step remind you of your freedom.
Let every breath you take remind you of your power.
Seek out friends and guides; they're anxious to help.
You're not alone.
You're understood.
This road has been walked before.
Dance life's dance, just a few steps at a time, and in the wink of an eye you will wonder to yourself,

"What beast, what mountain? Was I having a dream?""

How beautiful!

Leisure on Sunday

Snowy_sunday_6april08_001 Today is turning out to be a rather leisurely Sunday morning, which begun for me at 4am because I woke up suddenly and couldn’t go back to sleep easily. Too many exciting thoughts running through my mind, probably! I first lay in bed for a bit, willing myself back to sleep and found my mind wondering onto what else I could be doing apart from lying there and longing for sleep. Lo, and behold the good old computer won the bet. So I scrambled out of bed and made a quick stop in the bathroom and hey presto – there I was turning the pc on.

Did I do anything exciting? Only if you find browsing that exciting! I won’t tell you which sites my browsing led to but after a couple of hours of quiet time to myself, I looked out and was pleasantly surprised to find that it had begun to snow. That’s a picture of my back garden. I wasn’t expecting snow this time in April. But seeing as I never listen to the weather how could I have known? Well, I had been deliberating whether we would go to Mass this Sunday, or not. For the children’s sake I try to go every Sunday and feel awfully guilty when I don’t. This morning I had a good excuse – It was snowing!

By 8am, I felt my eyes heavy again with sleep. I believe in letting it happen naturally. Children were up and about. Just when breakfast was on the table, I scampered upstairs quietly snuggling back under my warm duvet. Peace, perfect sleep.

One of the things I thought of this morning was the fact that I’d like to blog some more. I do love it when I get the time to blog, and thoroughly enjoy it. I’ve been so busy the past year that I’d love some more leisurely time to myself to do more things like blog and write about less serious stuff. I need to allow my creativity to develop a lot more, so do forgive me when you start reading about other things apart from investing, money, wealth and all the serious stuff I’ve been involved with to date.

The interesting thing is most of my friends who started their blogs around the same time as I did have also been rather sporadic at blogging. It appears most of them have moved onto other things, or have acquired similarly increasing busy schedules.

I was playing cashflow with a group of ladies last Sunday, and it made me think when I almost chose for my dream the South Sea Island Fantasy. This is what it said:

Pampered in luxury for two full months. Relax, unwind in warm waters, deserted beaches and romantic nights.

Hmm, that’s some idea!

The time now is 4:36pm and the day is almost ended. My son asked if we would go for evening Mass and I must have mumbled something in response. Maybe, next Sunday, huh?

Quote for the Day...

"People often say that motivation doesn't last. Well, neither does bathing - that's why we recommend it daily."

-- Zig Ziglar, Author

Quote for the Day...

“A banker is the fellow who lends you his umbrella when the sun is shining and wants it back the minute it begins to rain.” Mark Twain